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3 Beds
3 Baths

$2,800,000

987 Cold Mountain Road, Lake Toxaway NC, 28747

Built in1973
Property typeResidential

Overview

Sold

Closed

Listed Mar 16, 2026

Updated Jun 20

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

Additional information

MLS® ID
1002821

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.6 Acres

Other Property Details

Taxes
$9,671
Tax Frequency
Annually
Association Fee Frequency
Yearly
View
Yes
Waterfront
Yes

Courtesy of Fisher Realty Sapphire/Toxaway, Amanda Jennings Gravley,
Listing Contact: 828-200-2944 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Spencer Kirkpatrick shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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